[单选] 阅读下面的现代文，完成题：随着计算机和网络技术的发展，特别是加密技术的进步，开始出现了电子现金这一新的货币形式。电子现金是一种通过电子方式进行银行署名的数字信息。 它和信用卡不一样，信用卡本

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